A Payday Loan is essentially a short term line of credit. You borrow the money from our establishment then repay it with interest and fees in the allotted time frame. Most loans must be repaid on the next payday, making the average duration of the loan between 1-30 days. Payday Loans are a much simpler and quicker alternative to borrowing from a bank. The process is also less invasive than borrowing from a personal friend or family member. There is no credit check* required when taking a Payday Loan. Our application process can be completed within minutes, getting you quick and easy access to the cash you need! When taking out a Payday loan, it is important to keep in mind that they are not intended to meet long-term financial goals and should be used responsibly.